Estate Planning in Billings

OBP Financial is here to help you prepare for the future in a way that makes sense for your life. Estate planning in Billings goes beyond simple paperwork; it’s about shaping a thoughtful, reliable strategy for your assets, medical choices, and personal legacy. 

Our team is here to offer clear, supportive guidance every step of the way. Call us at 14064149916 or email ryan@obpfinancial.com to discuss how we can help.

Our Services for Estate Planning in Billings

Wills and Trusts

Creating a will or trust is central to a solid estate plan. Wills lay out how your assets will be divided, while trusts can help safeguard those assets and even prevent a lengthy probate process. 

With OBP Financial’s guidance, we’ll help you set up a will or trust that reflects your specific wishes, providing you peace of mind for the future.

Health Care Directives

Healthcare directives are for those who want to make their medical preferences known should they become unable to speak for themselves. With a healthcare directive in place, you ensure that decisions about your healthcare align with your values and wishes.

Financial Power of Attorney

A financial power of attorney lets someone you trust handle your finances if you cannot. This ensures that your bills, property, and other financial responsibilities will be managed without interruption.

Probate Avoidance

Probate can be time-consuming and costly, so many people prefer to reduce or eliminate it when possible. With thoughtful planning, we can help make the transition of assets more accessible and faster for your loved ones.

  • Revocable Living Trusts: Allows assets to pass directly to beneficiaries without probate.

  • Joint Ownership: When set up correctly, assets are passed to co-owners without probate.

  • Beneficiary Designations: Designate beneficiaries on accounts like life insurance and retirement funds to bypass probate.

Tax Planning

Tax planning is an essential part of estate planning in Billings. It helps shield assets from excessive taxation, letting more of your wealth go to your loved ones. OBP Financial can guide you through steps that help reduce tax impact.

  • Gift Tax Strategies: Provides options for reducing the size of your estate while you’re alive, helping to minimize estate taxes.

  • Charitable Contributions: Consider setting up charitable trusts or making bequests, which can provide tax deductions and support causes important to you.

How OBP Financial Approaches Estate Planning

  1. Initial Meeting: We’ll sit down with you to discuss your goals, family setup, and any specific concerns you have regarding estate planning in Billings.

  2. Personalized Plan Development: We’ll create an estate plan that respects your financial and personal needs based on our discussions.

  3. Documentation Assistance: Once the plan is ready, we’ll help prepare the necessary legal documents, ensuring full compliance with Montana law.

  4. Ongoing Reviews: Life brings change, and your estate plan should reflect that. We offer regular reviews to adjust your plan as laws, finances, or family situations evolve.

Our team is dedicated to making estate planning straightforward. With OBP Financial, you can trust that your estate plan is structured and up to date.

Tailoring Your Estate Plan in Billings

Every estate plan should reflect the unique situations of each individual. With OBP Financial, we understand that estate planning in Billings isn’t about a one-size-fits-all template—it’s about working together to create a plan that reflects your priorities and family’s needs.

Key Considerations When Customizing Your Plan:

  • Family Structure: Whether you have a blended family, children from previous marriages, or unique family dynamics, we help create a plan that respects these relationships and provides fairness.

  • Support for Dependents with Special Needs: We offer guidance to families with dependents who require special care to create plans that ensure lifelong support while preserving access to essential services.

  • Philanthropic Interests: For those who want to support charitable organizations, we’ll help set up trusts or create bequests that align with your giving goals.

Staying Current with Estate Planning

Estate planning in Billings continues to grow and adapt as new tools and options become available. At OBP Financial, we stay current on developments in estate planning so that you can access the most effective tools for your needs. For instance:

  • Managing Digital Assets: In today’s world, digital assets are a big part of personal property. We help ensure your estate plan includes online accounts and other digital items.

  • Asset Protection Strategies: Asset protection tools can offer additional peace of mind for those who want to secure their assets against potential risks.

Service Areas

  • Laurel

  • Lockwood

  • Shepherd

  • Huntley

  • Worden

  • Bozeman

  • Ballantine

  • Park City

  • Broadview

  • Joliet

  • Red Lodge

For additional resources in Billings, check out the city website.

Start Your Estate Planning Journey with OBP Financial

While estate planning can seem like a lot, our advisors are here to make it manageable. Estate planning in Billings doesn’t need to be a burden; it’s about securing peace of mind for you and your family.

Our knowledgeable team is ready to answer your questions and support you immediately. Estate planning is about helping you prepare, so let’s begin. Contact us today at 14064149916 or email ryan@obpfinancial.com.