Retirement Planning in Great Falls

Are you considering your retirement in Great Falls or the surrounding areas? Now is the perfect time to start planning for a financially secure and stress-free future. 

At Off the Beaten Path Financial, we specialize in crafting personalized retirement plans that make sense for where you are and where you want to go. 

Whether you're just starting to think about retirement or approaching it soon, we provide clear, manageable options tailored to your needs. Contact us today at (140) 641-49916 or email ryan@obpfinancial.com to start planning for the life you deserve!

Planning Early

The earlier you begin planning for retirement, the better positioned you'll be when the time comes to step away from work. Starting early allows you to build up savings over time, taking advantage of the power of compound growth. Even if you’re getting a late start, don’t worry—there’s still plenty we can do to help you maximize your savings and investments.

When you start planning early, you can:

  • Watch your savings grow over time

    through smart investments.

  • Minimize financial stress as you near retirement.

  • Adapt your plan as your goals and circumstances change.

Whether you’ve been saving for years or are just now getting started, we can guide you toward a comfortable and secure retirement.

What Is Retirement Planning in Great Falls?

Retirement planning in Great Falls is more than saving money—it's about preparing for a lifestyle change that will bring peace of mind. 

Our team at Off the Beaten Path Financial works with you to map out your financial future, ensuring that your investments, savings, and income strategies work together to create a retirement plan that fits your life. 

No complex terms or overwhelming jargon—just a straightforward approach to securing the future you envision.

Custom Retirement Plan

At Off the Beaten Path Financial, we understand that no two retirements look alike. That’s why we work with you to build a plan specific to your goals and circumstances. Maybe you want to travel, maybe you’d like to move into a smaller home, or perhaps you want to make sure you can help out your family. Whatever your goals, we’ll make sure your retirement plan is designed to meet them.

Here’s what we’ll focus on:

  • Your current financial situation: income, expenses, and savings.

  • Future financial needs based on your lifestyle goals.

  • Deciding when to claim Social Security to maximize your benefits.

  • Creating an investment strategy to grow your retirement savings.

Present and Future Finances

Retirement planning in Great Falls is about balancing enjoying life now and preparing for the future. How much should you save, and how much can you afford to spend on the things you love today? 

We’ll work with you to develop a budget that allows you to live well now while building a secure financial cushion for your retirement years.

By creating a thoughtful financial plan, you can:

  • Ensure your savings last throughout retirement.

  • Enjoy life now without worrying about the future.

  • Have a plan in place for any unexpected expenses.

Being Prepared for the Unexpected

Life can be unpredictable, so your retirement plan needs to be flexible enough to handle whatever comes your way. Whether it’s a sudden medical expense, a shift in the market, or changes to your situation, we help you prepare for the unexpected so that your retirement savings remain intact.

Planning for the unexpected means:

  • Having a safety net in place for potential healthcare costs.

  • Being ready for changes in Social Security or pension benefits.

  • Knowing you have a plan for any financial shifts.

We build adaptable retirement plans so you’ll have peace of mind no matter what life throws your way.

Understanding Social Security and How It Fits In

Social Security plays a vital role in retirement income for most people, but knowing when to claim your benefits is critical. Do you claim early at 62, wait until your full retirement age, or hold off until 70? Each option has pros and cons, and we’ll help you determine what works best for your situation.

We help by:

  • Explaining the impact of claiming at different ages.

  • Maximizing your Social Security benefits based on your work history and needs.

  • Ensuring Social Security is just part of a larger income plan for your retirement.

Growing Your Retirement Savings

Saving money for retirement is essential, but you’ll also want to grow your wealth through smart investments. We work with you to develop an investment strategy that matches your risk tolerance and helps your retirement savings grow over time. Whether you’re a cautious saver or a more aggressive investor, we’ll create a plan that makes sense for your financial goals.

Our approach includes:

  • Understanding your comfort level with investing.

  • Building a diverse investment portfolio that’s aligned with your retirement goals.

  • Adjusting your investments as needed to reflect changes in the market or your situation.

With our guidance, you’ll have a clear investment plan that works for you.

Start Your Retirement Planning in Great Falls Today

No matter where you are in your retirement journey, Off the Beaten Path Financial is here to help you create a plan that gives you confidence and peace of mind. 

Retirement planning in Great Falls doesn’t have to be complicated. With our guidance, you’ll have a clear path toward the future you’ve worked so hard for. 

Contact us today at (140) 641-49916 or email ryan@obpfinancial.com, and let’s start building your plan together.


Service Areas Near Great Falls


Don’t wait—contact us today for a free consultation. You can also visit the Great Falls official website to learn more about the area and how it can complement your retirement lifestyle.